Promissory Note

(FOR OPEN ACCOUNT DEBT)

In consideration of value received, the undersigned Borrower promises to pay ______________ (Lender) the amount of ______, along with interest accrued on such amount at ____________ percent per ___________. Payments are to be made in the following fashion: __________.

This Note may be paid in full without penalty charges. In case of any default on this Note or its terms, Lender may demand payment in full of the balance, with accrued interest. Furthermore, Borrowers agree to pay all reasonable expenses associated with collection costs in such case.

This Note evidences an existing indebtedness due Lender by the Borrowers on an open account balance as of this date, and this Note shall not be considered a separate obligation.

Date: ________________.

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Borrower

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Borrower

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Witness